Why Choose CNH Capital?
A world of experience in equipment finance offering the best tools to expand your business.
Everything we do is based on understanding your goals, challenges, and outlook on the future. Our team of professionals tailor financial packages and solutions that match the unique needs of each and every customer.
We know that in the agriculture industry, things go in cycles, and we’re there for the tough times as well as the good times. Our customer relationships remain strong throughout the inevitable industry ups and downs. Your success is our success, so we’re flexible and innovative, and we’ll stick with you.
Conserve Your Capital
With up to 100% financing available to approved applicants, your capital can be conserved and retained for investments such as farm improvements to increase productivity or the day to day expenses of running your business.
Protect Yourself Against Rate Rises
CNH Capital provides competitive interest rates, fixed for the duration of the contract. Feel certainty when budgeting by being immune to any subsequent rate rises.
No Early Payout Penalities
CNH Capital rewards you when you experience a better than anticipated season or a change in your circumstances. CNH Capital does not charge any early payout penalties.
We Can Come to You- Our On-Farm Service
Your New Holland dealer can discuss your finance options* with you or arrange for a CNH Capital representative to contact or visit you on your property.
Flexible Financial Options
In line with the quality of New Holland equipment, our finance products are world-class, offering you competitive rates, no early payout penalties, flexible deposit and repayment structures, and much more.
FEATURES | FINANCE TYPE |
Loan & Goods Mortgage | Commercial Hire Purchase | Finance Lease | Operating Lease |
Ownership during agreement | Customer | Financier | Financier | Financier |
Ownership at end of agreement | Customer | Customer | Financier | Financier |
GST tax credit on purchase price | Customer on next BAS statement | Customer over the term of the loan | Financier | Financier |
GST on payments | No | No | Yes | Yes |
Payments are tax deductible | No | No | Yes | Yes |
Interest & Depreciation | Yes | Yes | No | No |
Off balance sheet accounting | No | No | No | Yes |
General Comments | Larger deductions at outset reducing year by year | Larger deductions at outset reducing year by year | Tax deductions equal to your payments each year | No residual risk
Tax deductions equal to your payments each year |
All of the above finance options can be used in conjunction with a CNH Capital Credit Line. This revolving facility simply allows you to draw down from a pre-approved finance limit when making an equipment or business asset purchase.
A One Stop Equipment & Finance Shop
Your local New Holland dealership gives you the easiest and best access to owning or leasing quality agricultural equipment.
Your dealer is not only an expert in New Holland equipment and trained to advise you on the most appropriate equipment for your farming needs, they can also offer you access to the most suitable type of finance to match your business needs.
Through your local New Holland dealership, CNH Capital provides a full range of finance options for every piece of equipment you purchase.
For a finance quote or more information, simply contact your local New Holland dealership, or alternatively you can contact CNH Capital on 1800 807 934 or apcnhcassistance.com.au.